Self-Employed Loans

We have many exciting loan products designed specifically for self-employed borrowers. You can purchase or refinance a home. Without providing a single tax return.


Funding Capacity

Up to 30yrs



Payment Schedule

7 business days

Approval Speed


Time to Closed

Self-Employed Loans

A self-employed loan, also known as a self-employed mortgage or business owner loan, is a type of mortgage designed for individuals who are self-employed, freelancers, or small business owners. Traditional mortgage loans often require steady, predictable income, which can be challenging to demonstrate for self-employed individuals who may have fluctuating income or write-offs for tax purposes. Self-employed loans are tailored to address these unique financial situations by considering alternative documentation and income verification methods.

Lenders offering self-employed loans typically require documents such as tax returns, business financial statements, bank statements, and other financial records to assess a borrower’s income and ability to repay the loan. These loans aim to make homeownership accessible to those who don’t fit the typical employment and income profiles required by standard mortgage loans. Self-employed loans can have different terms and qualifications than traditional mortgages, so working with a knowledgeable lender or mortgage broker can be crucial for obtaining the best financing options.

Key Points to Remember


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Last updated: [August 7, 2023]

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Pre-Qualification will provide you with an initial quote with the following information:

  • Loan amount
  • Type of loan program
  • Loan to value (LTV)
  • Interest rate
  • Processing times.


Note: Pre-Qualification will NOT require credit to be obtained.

Loan Application

Please click on the Apply Now bottom below to complete the Loan Application and create your account to monitor the loan process application.

Note: This process REQUIRES credit to be obtained.

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