A conventional loan is a mortgage loan that’s not backed by a government agency. Conventional loans are broken down into “Conforming” and “Non-Conforming” loans.
Conforming conventional loans follow lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). However, some lenders may offer some flexibility with non-conforming conventional loans.
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Last updated: [August 7, 2023]
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