SBA lending refers to the process of providing loans to small businesses through Small Business Administration (SBA) programs in the United States. The SBA partners with lenders to guarantee a portion of the loan, making it easier for small businesses to access capital. There are various SBA loan programs, such as the SBA 7(a) loan for general financing needs and the SBA 504 loan for purchasing fixed assets. These loans often have favorable terms, including lower interest rates and longer repayment periods. Eligibility criteria and the application process can vary depending on the specific loan program and lender.

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Last updated: [August 7, 2023]

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